CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 69% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

What are Global Reference Rates and why do they matter?

What are Global Reference Rates and why do they matter?

Reference rates are the backbone of modern financial markets. They act as benchmarks for interest rates worldwide, influencing everything from mortgages and corporate loans to derivatives and bond pricing.

Over the past few years, markets have undergone a major transformation, moving away from older benchmarks like LIBOR towards risk-free rates (RFRs) that are more transparent and reliable.

Whether you are a retail trader, institutional investor, or business owner, understanding these rates can help you make smarter and informed financial decisions and manage risk more effectively.

This guide @CIRO guide @CYSEC guide @FCA guide @FSC guide will take you through the key reference rates used globally, explain their role, and highlight the changes shaping today’s financial landscape. guide guide guide guide

Still need help?

We’re happy to assist you, whenever you need us. Choose your preferred method of contact.

Start Your Trading Journey Now

Risk Warning and Disclaimer

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 69% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. Be Aware: You can lose all, but not more than the balance of your Trading Account. These products may not be suitable for all clients therefore ensure you understand the risks and seek independent advice. This material does not constitute an offer of, or solicitation for, a transaction in any financial instrument. Fortrade accepts no responsibility for any use that may be made of the information and for any consequences that result. No representation or warranty is given as to the accuracy or completeness of this information, consequently any person acting on it does so entirely at their own risk.

The information on this site is not directed at residents of the United States or Belgium and is not intended for distribution to, or use by, any person in any country or jurisdiction where such distribution or use would be contrary to local law or regulation.

Risk Warning Privacy Policy

Fortrade Authorised and Regulated Entities:

Fortrade Ltd., 43-45 Dorset Street, London, W1U 7NA, London, United Kingdom. Office: Michelin House, 81 Fulham Road, London. SW3 6RD. Authorised and regulated in UK by the Financial Conduct Authority (FCA), FRN: 609970.

Fortrade Canada Limited, 1200 Waterfront Centre, 200 Burrard Street, P.O. Box 48600, Vancouver BC V7X 1T2, Canada. Regulated by the Canadian Investment Regulatory Organization (CIRO) and a member of the Canadian Investor Protection Fund (CIPF). CRN: BC1148613.

Fort Securities Australia Pty Ltd. (T/A Fortrade Australia), Level 5, 20 Bond Street, Sydney NSW 2000. Licensed and regulated by the Australian Securities and Investments Commission (ASIC) ABN: 33 614 683 831 | AFSL: 493520.

Fortrade Cyprus Ltd, Office 302, Abbey Tower, Block A, 34, Kosta Partasides Street, 3030 Limassol, Cyprus. Regulated and supervised by the Cyprus Securities and Exchange Commission (CySEC) with CIF license number 385/20.

Fortrade Mauritius Ltd. The Cyberati Lounge, Ground Floor, The Catalyst, Silicon Avenue, 40 Cybercity, 72201 Ebene, Republic of Mauritius. Authorised and regulated by Financial Services Commission, Mauritius (FSC), SEC-2.1B investment dealer number: GB21026472.

Fortrade (DIFC) Limited is a company incorporated in the Dubai International Financial Centre (“DIFC”), Unit N704 B, Level 7, Emirates Financial Towers, DIFC, Dubai, United Arab Emirates, and regulated by the Dubai Financial Services Authority (“DFSA”) under reference No. F009856.